Our Qualifications

Benefit Planning Services has installed and provides administration and service for a variety of benefit plans in over 100 health related facilities and other organizations throughout New York, Vermont, and Western Massachusetts. Harvey L. Bowks, CLU, ChFC and Richard L. Capullo, MSFS, CLU, ChFC, the founders, have over 50 years of combined experience in the financial services field.

Harvey L Bowks, CLU,ChFC
Mr. Bowks has earned the Chartered Life Underwriter and the Chartered Financial Consultant designations and is a registered representative Investment Advisor Representative of Walnut Street Securities, Inc. He is a member of the National Association of Insurance and Financial Advisors, Society of Financial Service Professionals, Estate Planning Council of Eastern New York, International Foundation of Employee Benefit Plans, Charitable Planning Group of Northeastern New York, National Committee on Planned Giving and Million Dollar Round Table.

Richard L. Capullo, MSFS, CLU, ChFC
Mr. Capullo has earned the Chartered Life Underwriter, the Chartered Financial Consultant and Masters of Financial Services designations and is a registered representative Investment Advisor Representative of Walnut Street Securities, Inc. He is a member of the National Association of Insurance and Financial Advisors, Society of Financial Service Professionals, Estate Planning Council of Eastern New York, the Financial Planning Association and Million Dollar Round Table.

Carol Bergeron
Carol is the Office Manager at Benefit Planning Services. She holds a degree in Management and a Masters of Science. She has over twenty five years of business experience. Her responsibilities include managing the administrative staff and all administrative aspects of the firm. In addition, she is responsible for licensing and compliance requirements. She is excellent at problem solving and trouble shooting issues.

Sunny DeLory
Sunny joined Benefit Planning Services in the fall of 1999. She has worked in the financial services field for twenty five years. At BPS she plays a key role in customer relations for the firm.  She manages our customer service department, which includes daily processing of distributions and solving problems to ensure client satisfaction. She also coordinates the regulatory and compliance component of new business as well as the application submission, tracking and follow up process.




 

*Securities and investment advisory services offered through registered representatives of Walnut Street Securities, Inc. Member FINRA, SIPC. Securities activities are supervised from a WSS branch at 18 Corporate Woods Blvd, 4th Floor Loudonville, NY 12211. 518-449-9762.  Benefit Planning Services and Walnut Street Securities, Inc. are unaffiliated entities.

WSS does not offer tax or legal advice.  You should contact your legal or tax advisor for more information on these subjects.